Syllabus
“Money Matters teaches students with Dave Ramsey curriculum and a Financial Literacy textbook how to manage their money by saving money, budgeting, avoiding debt, making wise purchases, etc. Students are provided a valuable workbook that goes along with videos geared toward teenage learners. Students are taught valuable money and investment concepts of the time value of money, compound interest, diversification in investing, etc. Students learn that if they start saving young they can build wealth and live a life free from the stress that debt can bring to their life. Other topics covered include insurance, consumer awareness, investing and retirement, bargain shopping, money and relationships, careers, taxes, and giving...”
*Program of studies Handbook, Deer Park High School
My goal for you, the students, is to gain the necessary knowledge, understanding and gathering of resources to make informed decisions regarding long-term financial health.
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Money Matters at a Glance 1. Introduction to Personal Finance a. Personal Finance and You b. History of Credit and Debit c. Financial Literacy 2. Budgeting Basics a. Benefit of Budgeting b. Tracking Your Expenses c. Make Budgeting a Habit 3. Saving Money a. Saving Money takes Discipline b. Three Basic Reasons to Save c. Compound Interest and Growth 4. Credit and Debit a. Beware of Credit and Debit b. Types of Credit c. Truth about Car Loans 5. Consumer Awareness a. Buyer Beware b. The Marketing Machine c. Protecting Yourself as a Consumer 6. Income and Taxes a. What Happened to My Money? b. Taxes on your Paycheck c. Filing Your Income Taxes
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Supplies Needed Daily: * Students should be able to complete all assignments digitally using classroom desktop computers. *Students may occasionally need writing utensils.
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My goal for you, the parents, is to maintain an open-door policy in communication regarding your son or daughter’s success in this class. Please, do not hesitate to contact me.
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GRADING BREAKDOWN Major 60% (Tests & Projects) Minor 40% (Daily Work & Quizzes)
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CLASSROOM RULES AND EXPECTATIONS:
v Bring a positive attitude every day!
v Mutual Respect (Students & Teacher)
v Please do not talk over each other of the instructor, be courteous to whomever is speaking.
v No Cell Phones! (Refer to STATE LAW)
v Personal Best
CLASSROOM PROCEDURES: Students should check the board upon entering the room for a warm up or instructions for the day. All assignments and classroom materials (PowerPoints, Notes, Handouts, etc.) will be located in our class Canvas course, the Dave Ramsey course, or Knowledge Matters course. Students will be provided accounts for these.
MAKEUP WORK: If a student is absent for X number of days, he/she will have that many days to finish assigned work. Each student is responsible for finding out the assignments or information they have missed and schedule any make-up quizzes and exams. Students should check Canvas for any missing assignments or log in to their Money Matters software accounts and complete assignments while away from school.
TARDIES: Tardy passes will be issued at nearest Tardy Station. You will not be allowed in the room if you are Tardy without Tardy Slip. (Refer to South Campus Tardy Policy)
DISCIPLINE: As high school students you will be expected to act like the grown-ups I know you can be. That being said, all discipline issues will be handled according to the guidelines of the DPISD Student code of conduct. (Verbal warning, parent contact, and administrative contact.)
ACADEMIC INTEGRITY: Any student who commits an act of scholastic dishonesty is subject to discipline. Scholastic dishonesty includes but is not limited to cheating, plagiarism, and the submission for credit of any work or materials that are attributable in whole or in part to another person. If it is discovered that an act of academic dishonesty has been committed, all students involved will receive no credit, with no opportunity to re-take the assignment.
